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STELAR - Complete On-line Banking Solution
	General Banking	Loans and Advances
	Term Deposite	Net Banking
	Foreign Trade	Tele-Banking
	SME Banking	M- Banking
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HIKMAH - On-line Islamic Banking Solution
	General Banking	Net Banking
	Investment	Tele-Banking
	Foreign Trade	M- Banking

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BASEL II - Automated Risk Based Capital Calculation
	Eligible Capital Tier - 1 Tier - 2 Tier - 3 Total Eligible Capital	Risk Weighted Assets Credit Risk Market Risk Operational Risk
	Core Capital to RWA	Supplementary Capital to RWA
	Capital Adequacy Ratio	Minimum Capital Requirement

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